Being prepared

Breaking down the basics

Prepared (adjective)properly expectant, organised, or equipped; ready: prepared for fire season

 

Being prepared


We all have some kind of insurance

Let's get this out of the way, being prepared is not about preparing to die. It isn't depressing and often opens discussions that surprisingly bring people closer together.

It is about being prepared for an emergency the same way we take out insurance for a car, house, health or life.

Have you ever wondered why some houses appear to have been abandoned? Chances are the owner didn't put plans in place, and now the only people making money from the house are the lawyers while ownership is dragged through the courts, and the house falls into disrepair.

Someone out in a field holding a notebook under their arm

Knowledge is power

Simply knowing what others will need and leaving the correct information for them doesn't have to take a lot of time or effort. It can involve nominating individuals to have the authority to speak or act on your behalf if you lose decision-making capacity.

Have someone in your family you know falls apart in a crisis? Nominate someone else and avoid the situation ever becoming an issue for you, doctors and the rest of your family.

You can pass authority to someone you trust and you're confident will be able to take the role.

You may even decide to spread the responsibility among different people based on their different skills and ability - the choice is yours, you just have to make it. 

Of course, there is a fallback legal process for many scenarios; however, this gets complicated, particularly if your estate is over a certain value or you lose decision-making capacity due to illness or injury without nominating someone specific. 

Looking up information on a computer

It's easier than you think

Putting plans in place isn't difficult, you can start immediately and build up your plan over time. As things change, so can your plan and if you choose to go digital you won't need to re-create new documents each time.

Get started with a free trial now >

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If your parents died, would you know their mothers' maiden names? 

Most of us don't even know what information is needed to register a death or that insurance companies and banks freeze accounts until you can produce a death certificate - in person! 

It will save your loved ones time and money

On average it takes around 73 hours to manage the death of a loved one. 

When you consider how much there is to do, you can see how this can take a lot of time. 

Man using a laptop and looking frustrated

Even with the right information at their fingertips, someone still has to:

  • Plan your funeral
  • Close bank accounts
  • Notify friends and family
  • Locate and access any insurance policies
  • Disconnect utilities
  • Distribute or dispose of your personal belongings
Note book with "things I wanted to say" written on the front

Imagine knowing everything others need in an emergency could all be found in the one place

Our Top Picks For Being Prepared


Create a record of your assets, accounts, memberships and collectables.

Record information about your assets, finances, providers and utilities so your loved ones know who to contact and where to find everything. You don't need to share anything you don't want known about until you die but this will make sure it doesn't go unclaimed. You might choose to record all the details of your accounts or simply that you have an account at a specific organisation. 

We've heard stories of hidden cash under houses, secret safe deposit boxes or investments. It's your right to keep your information private but it's better going to your loved ones or even charity, rather than going unclaimed.

Note book with someone drawing a dollar sign

What

A record of where your assets are, who you hold accounts with and any valuables you want to ensure get found. 

How

Complete the pre-defined sections about your important assets, bank accounts, other financial products and who your providers are. When you die someone else will need this information to manage your financial affairs and access or close any products you own like insurance policies.   

Why

So your assets and money don't get lost. It also means others can easily identify who you have accounts with, where your assets are and if you have cash or valuables hidden they will be found.

Find more information and how to get started on our Personal Information Vault details page. 

Stop worrying your important information won't be found


Give authority for someone to speak for you

Sometimes our loved ones are not the best choice to make decisions for us especially in an emergency. Nominating specific people for medical and others for financial can make sense based on their knowledge, skills, age or a number of other criteria. 

Legally documenting your choices also involves having them accept which ensures they're prepared too. Your plan will make it clear who can give or withdraw consent for medical treatments including surgery and medication given to you if you can't speak for yourself. 

Child yelling into an old fashioned microphone

What

By law we all have the right to consent or refuse medical treatment. An adult who has capacity can choose to refuse medical treatment even if failure to receive treatment will result in death. 

A Substitute Decision Maker is a person who is lawfully able to make health care and medical treatment decisions on behalf of a person with impaired decision-making capacity.

How

Record anyone you've legally appointed to make decisions for you and, who is in your hierarchy of "Person Responsible" based on the rules in your state. 

Why

Because if you can't speak for yourself, doctors and anyone treating you need to know exactly who to speak to and, if there is anyone you would prefer isn't involved you can record that too!

Find more information and how to get started on our Substitute Decision Makers details page. 


Plan ahead for your medical treatment and care

Most people know what a "Do not resuscitate" order is and have heard the stories of people having DNR tattooed on their chest in a desperate attempt to get the message across. Thankfully there is a much easier option available to all Australians.

Legally you have the option to record your preferences and wishes for medical treatment and care to be referred to when you can't speak for yourself. This can help you avoid any medical interventions that you would not consent to if you could be part of the discussion. 

 

Quote card saying how we live is what makes us real

What

Legally binding documents for you to leave instructions around what you do and don't want if you're being treated for illness or injury and are not able to communicate.

Advance Care Planning is the process, the documents (and rules) vary by state:

  • ACT - Health Direction
  • NSW, SA, TAS & WA - Advance Care Directive
  • NT - Advance Personal Plan
  • QLD & WA - Advance Health Directive

How

Review the questions and scenarios and answer the pre-defined questions. You also have the option to add any other information you want known including things like if you do or don't like time outside in the sun or garden.

Why

They say doctors die better deaths. Why? Because they're better informed and while we believe that family has your best interests at heart, they may make choices that you may not want.

Furthermore, your loved ones may not want to make these difficult decisions on your behalf.

Find more information and how to get started on our Advance Care Directives details page. 

Want the ease of having everything in one place?

Now you can!  Flamingo gives you access to easy tools to help you create, store and share everything needed by others in an emergency - all in one place. 


Help them get your story right after you're gone. 

Capture photos and stories to make it easy for your loved ones to create memorial videos and funeral service booklets inline with your favourite memories, achievements or life events.

Card with the quote "Live a life that would make you jealous"

What

Eulogise is an online tool that lets you store your favourite photos, stories and achievements. After you die, your nominated contacts can use this to complete your eulogy. 

How

All flamingo members get free access to Eulogise. Create your account and be guided by the tool to easily add or edict information whenever you want.

Why

Because the photos other people like of us are usually the ones we hate! Take the opportunity to choose your photos, say what stories you want shared and make it easy for others to remember the events that made you, you. 

Find more information and how to get started on our Eulogy preparation details page. 


Get started immediately

  • No need to decide what's right or wrong, just follow the steps 
  • No complicated plans just a simple yearly membership
  • Expert advice along the way
  • Dedicated customer support when you need it
  • Australian Government certified secure storage
  • You decide who can access your information when you die
  • No complicated forms to leave you wondering
  • Unlimited updates and sharing
  • Designed, built and owned in Australia, for Australia

For less than the cost of a weekly cheeseburger, you will save yourself and your loved ones a lot of stress, regret and money. 

30 days no obligation trial then less than $3 a week for access to all products and services under a premium subscription.  

Start planning now >

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PLEASE NOTE: Our advice should be considered general in nature. We do not provide any legal, tax, medical or other professional advice and would advise that you seek expert professional or medical advice before making any decisions based on your individual circumstances.